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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,387 | $106,749+102.7% | $145,433+48.8% | $82,448+162.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 9.58% | 27.59%-18.0pp | 66.58%-57.0pp | 41.64%-32.1pp |
| Employer contribution / active EE | $4,092 | $3,444+18.8% | $4,554-10.2% | $2,551+60.4% |
| Participant deferral / active EE | $10,263 | $6,519+57.4% | $7,897+30.0% | $4,139+147.9% |
| Admin fee / account holder | $2,612 | $8,390-68.9% | $13,129-80.1% | $7,234-63.9% |