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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,918 | $160,040-40.1% | $147,096-34.8% | $145,877-34.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.52% | 98.49%-90.0pp | 419.75%-411.2pp | 551.28%-542.8pp |
| Employer contribution / active EE | $2,031 | $5,289-61.6% | $4,936-58.9% | $4,663-56.4% |
| Participant deferral / active EE | $2,742 | $8,429-67.5% | $8,071-66.0% | $6,691-59.0% |
| Admin fee / account holder | $46,432 | $15,050+208.5% | $13,005+257.0% | $13,402+246.5% |