Retirement plan

CAH HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN

Name: CAH HOLDINGS, INC. - CAH HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN (2017) Form 5500
Creator: CAH HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAH HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN, CAH HOLDINGS, INC.

CAH HOLDINGS, INC.EIN 63-1157402Plan #003PY 2017

115 OFFICE PARK DRIVE, SUITE 200 - BIRMINGHAM, AL 35223205-414-8100

Other plans on this EIN

1 filing

#001Retirement-$8.9M assets

Prospect flagsLow returnsHigh cashLow employer contribution

How to read this page

Total assets (EOY)

$8M

+11.4% from 2016

Total participants

136

+6.3% from 2016

Average account balance

$59,050

+4.8% from 2016

Annual return

11.12%

+4.28 pp from 2016

Benchmarks

See 7,574 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants25-99

Cohort7,574 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-96.36%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
PENSION FINANCIAL SERVICES, INC.2 years Filed as: PENSION FINANCIAL SERVICES Service code 10 · EIN 58-1485803 3700 CRESTWOOD PKWY, SUITE 550 · DULUTH, GA 30096	Accounting	$9,150
RSM US LLP2 years Filed as: RSM, US, LLC Service code 10 · EIN 42-0714325 216 SUMMIT BLVD · BIRMINGHAM, AL 35243	Accounting	$9,135
REAGAN COMPANIES ASSET MGMT.3+ years Filed as: REAGAN CONSULTING Service code 34 ONE PIEDMONT CENTER, SUITE 500 · ATLANTA, GA 30305	Valuation (appraisals, etc.)	$0

Plan features & details

Pension benefit codes2A2O2Q

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2O
ESOP other than a leveraged ESOP
Employee stock ownership plan that is not leveraged.
2Q
ESOP maintained by an S corporation
The employer maintaining this ESOP is an S corporation.

Opportunity flags

3 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Expense breakdown

Schedule H Part II

Admin total

$18K

$197 / participant

Other / not subdivided$18K100.0%

% of EOY assets

0.228%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: RSM US, LLC
Auditor EIN: 420714325
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$59,050

$100,060-41.0%

$149,721-60.6%

$70,126-15.8%

Participation rate

100.0%

83.6%+16.4pp

87.1%+12.9pp

69.5%+30.5pp

Annual return

11.12%

27.46%-16.3pp

1501.67%-1490.5pp

73.15%-62.0pp

Employer contribution / active EE

$186

$3,661-94.9%

$5,444-96.6%

$2,343-92.0%

Participant deferral / active EE

$4,982-100.0%

$6,568-100.0%

$3,332-100.0%

Admin fee / account holder

$135

$8,285-98.4%

$11,282-98.8%

$4,645-97.1%

Provider

Service type

Compensation

PENSION FINANCIAL SERVICES, INC.2 years

Filed as: PENSION FINANCIAL SERVICES

Service code 10 · EIN 58-1485803

3700 CRESTWOOD PKWY, SUITE 550 · DULUTH, GA 30096

Accounting

$9,150

RSM US LLP2 years

Filed as: RSM, US, LLC

Service code 10 · EIN 42-0714325

216 SUMMIT BLVD · BIRMINGHAM, AL 35243

Accounting

$9,135

REAGAN COMPANIES ASSET MGMT.3+ years

Filed as: REAGAN CONSULTING

Service code 34

ONE PIEDMONT CENTER, SUITE 500 · ATLANTA, GA 30305

Valuation (appraisals, etc.)

CAH HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAH HOLDINGS, INC. EMPLOYEE STOCK OWNERSHIP AND 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion