Retirement plan

CAH HOLDINGS, INC. SECTION 401(K) PROFIT SHARING PLAN

Name: CAH HOLDINGS, INC. - CAH HOLDINGS, INC. SECTION 401(K) PROFIT SHARING PLAN (2016) Form 5500
Creator: CAH HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CAH HOLDINGS, INC. SECTION 401(K) PROFIT SHARING PLAN, CAH HOLDINGS, INC.

CAH HOLDINGS, INC.EIN 63-1157402Plan #001PY 2016

115 OFFICE PARK DRIVE, SUITE 200 - BIRMINGHAM, AL 35223205-874-1278

Other plans on this EIN

1 filing

#003Retirement-$7.2M assets

Prospect flagsHigh feesLow participationFailed to transmit contributions

How to read this page

Total assets (EOY)

$7.6M

+13.6% from 2015

Total participants

152

+4.1% from 2015

Average account balance

$68,668

+12.6% from 2015

Annual return

10.08%

+11.38 pp from 2015

Benchmarks

See 2,214 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants100-249

Cohort2,214 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$58.31M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$96K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

605

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$9.88M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.22%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$84

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
JP MORGAN INVESTMENT MANAGEMENT INC2+ years Filed as: LEAVELL INVESTMENT MANAGEMENT, INC. Service code 27 P.O. BOX 1307 · MOBILE, AL 36633	Advisory (Plan)	$23,528
NEWPORT GROUP, INC.1 year Service code 15 · EIN 27-2037969	Recordkeeping	$19,593
RSM US LLP1 year Service code 10 · EIN 42-0714325	Accounting	$12,000
INTERSERV, LLC1 year Filed as: INTERSERV Service code 10 3101 INTERNATIONAL DRIVE · MOBILE, AL 36606	Accounting	$1,862
RELIANCE TRUST COMPANY2+ years Service code 19 · EIN 58-1428634	Securities Custodian	$1,008

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$58K

$509 / participant

Investment mgmt$25K43.8%
Contract admin$20K33.8%
Other / not subdivided$13K22.4%

% of EOY assets

0.768%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RSM US LLP
Auditor EIN: 420714325
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$68,668

$74,089-7.3%

$133,975-48.7%

$55,167+24.5%

Participation rate

63.2%

84.3%-21.1pp

87.1%-23.9pp

69.0%-5.8pp

Annual return

10.08%

12.11%-2.0pp

29.29%-19.2pp

169.23%-159.2pp

Employer contribution / active EE

$3,064-100.0%

$5,211-100.0%

$1,963-100.0%

Participant deferral / active EE

$3,589

$4,678-23.3%

$6,282-42.9%

$3,054+17.5%

Admin fee / account holder

$527

$458+15.1%

$9,324-94.3%

$504+4.6%

Provider

Service type

Compensation

JP MORGAN INVESTMENT MANAGEMENT INC2+ years

Filed as: LEAVELL INVESTMENT MANAGEMENT, INC.

Service code 27

P.O. BOX 1307 · MOBILE, AL 36633

Advisory (Plan)

$23,528

NEWPORT GROUP, INC.1 year

Service code 15 · EIN 27-2037969

Recordkeeping

$19,593

RSM US LLP1 year

Service code 10 · EIN 42-0714325

Accounting

$12,000

INTERSERV, LLC1 year

Filed as: INTERSERV

Service code 10

3101 INTERNATIONAL DRIVE · MOBILE, AL 36606

Accounting

$1,862

RELIANCE TRUST COMPANY2+ years

Service code 19 · EIN 58-1428634

Securities Custodian

$1,008

CAH HOLDINGS, INC. SECTION 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CAH HOLDINGS, INC. SECTION 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion