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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,102 | $209,425-2.1% | $178,499+14.9% | $158,966+29.0% |
| Participation rate | 25.0% | 86.4%-61.4pp | 81.9%-56.9pp | 82.0%-57.0pp |
| Annual return | 25.28% | 188.80%-163.5pp | 151.10%-125.8pp | 302.95%-277.7pp |
| Employer contribution / active EE | $1,381 | $5,707-75.8% | $5,011-72.4% | $4,762-71.0% |
| Participant deferral / active EE | $2,423 | $5,955-59.3% | $5,202-53.4% | $5,983-59.5% |
| Admin fee / account holder | $10,323 | $17,078-39.6% | $13,986-26.2% | $11,250-8.2% |