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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,198 | $78,690+29.9% | $161,489-36.7% | $87,485+16.8% |
| Participation rate | 75.9% | 67.5%+8.5pp | 78.7%-2.7pp | 68.9%+7.0pp |
| Annual return | 16.47% | 32.74%-16.3pp | 89.72%-73.3pp | 26.06%-9.6pp |
| Employer contribution / active EE | $2,622 | $2,588+1.3% | $4,268-38.6% | $2,596+1.0% |
| Participant deferral / active EE | $4,580 | $3,311+38.3% | $5,630-18.6% | $4,274+7.2% |
| Admin fee / account holder | $803 | $6,724-88.1% | $16,006-95.0% | $7,775-89.7% |