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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,034 | $95,917-90.6% | $79,583-88.6% | $134,545-93.3% |
| Participation rate | 71.4% | 75.0%-3.6pp | 69.5%+1.9pp | 81.2%-9.8pp |
| Annual return | -31.95% | -2.70%-29.2pp | 0.16%-32.1pp | 418.37%-450.3pp |
| Employer contribution / active EE | $3,021 | $3,129-3.5% | $2,414+25.2% | $4,742-36.3% |
| Participant deferral / active EE | $4,017 | $4,694-14.4% | $3,986+0.8% | $6,401-37.2% |
| Admin fee / account holder | $3,048 | $9,132-66.6% | $6,835-55.4% | $11,431-73.3% |