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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,913 | $78,707+75.2% | $117,861+17.0% | $70,126+96.7% |
| Participation rate | 70.7% | 73.2%-2.5pp | 79.7%-8.9pp | 69.5%+1.2pp |
| Annual return | 12.43% | 23.30%-10.9pp | 335.11%-322.7pp | 73.15%-60.7pp |
| Employer contribution / active EE | $2,401 | $2,223+8.0% | $3,786-36.6% | $2,343+2.5% |
| Participant deferral / active EE | $4,514 | $3,297+36.9% | $4,482+0.7% | $3,332+35.5% |
| Admin fee / account holder | $2,774 | $5,066-45.2% | $8,021-65.4% | $4,645-40.3% |