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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,397 | $95,453-45.1% | $112,040-53.2% | $82,448-36.4% |
| Participation rate | 62.5% | 72.8%-10.3pp | 76.5%-14.0pp | 68.1%-5.6pp |
| Annual return | 20.02% | 23.92%-3.9pp | 24.52%-4.5pp | 41.64%-21.6pp |
| Employer contribution / active EE | $2,939 | $2,318+26.8% | $2,954-0.5% | $2,551+15.2% |
| Participant deferral / active EE | $5,838 | $4,224+38.2% | $5,098+14.5% | $4,139+41.1% |
| Admin fee / account holder | $1,598 | $9,013-82.3% | $12,098-86.8% | $7,234-77.9% |