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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,440 | $77,816-28.8% | $123,552-55.1% | $64,173-13.6% |
| Participation rate | 86.9% | 74.7%+12.2pp | 82.3%+4.6pp | 69.6%+17.3pp |
| Annual return | -7.78% | 12.49%-20.3pp | 119.20%-127.0pp | 7.63%-15.4pp |
| Employer contribution / active EE | $309 | $3,014-89.8% | $4,628-93.3% | $2,381-87.0% |
| Participant deferral / active EE | $3,155 | $5,240-39.8% | $6,426-50.9% | $3,470-9.1% |
| Admin fee / account holder | $1,541 | $5,519-72.1% | $9,285-83.4% | $4,887-68.5% |