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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,892 | $100,811-19.8% | $86,698-6.7% | $134,545-39.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -17.27% | 29.11%-46.4pp | 35.96%-53.2pp | 418.37%-435.6pp |
| Employer contribution / active EE | $9,945 | $3,490+184.9% | $2,837+250.6% | $4,742+109.7% |
| Participant deferral / active EE | $7,203 | $5,339+34.9% | $4,656+54.7% | $6,401+12.5% |
| Admin fee / account holder | $1,323 | $10,926-87.9% | $7,492-82.3% | $11,431-88.4% |