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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,424 | $167,415-50.8% | $140,514-41.3% | $198,609-58.5% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 7.84% | 13.85%-6.0pp | 14.36%-6.5pp | 202.70%-194.9pp |
| Employer contribution / active EE | $10,112 | $4,088+147.4% | $3,378+199.3% | $5,055+100.0% |
| Participant deferral / active EE | $6,656 | $5,579+19.3% | $4,919+35.3% | $6,977-4.6% |
| Admin fee / account holder | $8,508 | $16,730-49.1% | $13,697-37.9% | $19,030-55.3% |