See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 19 · EIN 13-5674085 4 WORLD FINANCIAL CENTER · NEW YORK, NY 10281 | Securities Custodian | $4,185 |
Service code 15 · EIN 04-1590850 | Recordkeeping | $3,645 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,486 | $58,726+14.9% | $92,233-26.8% | $62,292+8.3% |
| Participation rate | 57.5% | 68.3%-10.8pp | 76.5%-18.9pp | 69.5%-12.0pp |
| Annual return | 20.48% | 43.62%-23.1pp | 176.28%-155.8pp | 28.90%-8.4pp |
| Employer contribution / active EE | $910 | $2,392-62.0% | $3,679-75.3% | $2,042-55.4% |
| Participant deferral / active EE | $1,830 | $2,766-33.8% | $3,897-53.0% | $3,169-42.2% |
| Admin fee / account holder | $117 | $556-78.9% | $5,194-97.7% | $479-75.5% |