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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,366 | $72,273-53.8% | $101,275-67.1% | $79,856-58.2% |
| Participation rate | 55.9% | 68.5%-12.6pp | 75.8%-19.9pp | 69.6%-13.8pp |
| Annual return | 17.93% | 22.30%-4.4pp | 46.48%-28.5pp | 31.71%-13.8pp |
| Employer contribution / active EE | $1,741 | $2,691-35.3% | $3,660-52.4% | $2,471-29.5% |
| Participant deferral / active EE | $1,873 | $3,282-42.9% | $4,371-57.1% | $3,741-49.9% |
| Admin fee / account holder | $797 | $4,401-81.9% | $5,948-86.6% | $5,306-85.0% |