Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,960 | $162,136+66.5% | $152,301+77.3% | $154,746+74.5% |
| Participation rate | 58.8% | 84.1%-25.3pp | 82.4%-23.6pp | 80.7%-21.9pp |
| Annual return | 10.48% | 91.02%-80.5pp | 80.50%-70.0pp | 172.34%-161.9pp |
| Employer contribution / active EE | $3,090 | $4,890-36.8% | $4,624-33.2% | $4,379-29.4% |
| Participant deferral / active EE | $5,476 | $8,341-34.4% | $8,004-31.6% | $6,730-18.6% |
| Admin fee / account holder | $4,272 | $15,759-72.9% | $14,398-70.3% | $14,365-70.3% |