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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,895 | $110,379+186.2% | $102,412+208.5% | $145,884+116.5% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 9.94% | 24.84%-14.9pp | 24.94%-15.0pp | 551.85%-541.9pp |
| Employer contribution / active EE | $9,301 | $4,216+120.6% | $3,870+140.3% | $4,662+99.5% |
| Participant deferral / active EE | $12,434 | $5,622+121.2% | $5,060+145.7% | $6,690+85.9% |
| Admin fee / account holder | $11,187 | $9,745+14.8% | $8,388+33.4% | $13,392-16.5% |