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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,895 | $110,337+186.3% | $102,383+208.5% | $145,877+116.5% |
| Participation rate | 83.3% | 77.9%+5.4pp | 74.5%+8.8pp | 80.3%+3.0pp |
| Annual return | 9.94% | 24.83%-14.9pp | 24.94%-15.0pp | 551.28%-541.3pp |
| Employer contribution / active EE | $9,301 | $4,216+120.6% | $3,870+140.3% | $4,663+99.5% |
| Participant deferral / active EE | $12,434 | $5,621+121.2% | $5,060+145.8% | $6,691+85.8% |
| Admin fee / account holder | $11,187 | $9,750+14.7% | $8,391+33.3% | $13,402-16.5% |