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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,182 | $111,535+238.2% | $105,223+258.5% | $137,256+174.8% |
| Participation rate | 90.9% | 78.1%+12.8pp | 75.0%+15.9pp | 80.0%+10.9pp |
| Annual return | 11.90% | 237.85%-226.0pp | 180.65%-168.7pp | 220.34%-208.4pp |
| Employer contribution / active EE | $10,624 | $3,939+169.7% | $3,689+188.0% | $4,156+155.6% |
| Participant deferral / active EE | $14,133 | $5,500+157.0% | $5,072+178.7% | $6,407+120.6% |
| Admin fee / account holder | $3,549 | $9,721-63.5% | $8,859-59.9% | $12,270-71.1% |