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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $18,256 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,659 | $82,163+15.2% | $125,381-24.5% | $64,819+46.0% |
| Participation rate | 92.6% | 77.9%+14.7pp | 82.4%+10.2pp | 71.5%+21.1pp |
| Annual return | -13.74% | 3.49%-17.2pp | 572.31%-586.0pp | 32.84%-46.6pp |
| Employer contribution / active EE | $3,291 | $3,616-9.0% | $4,815-31.7% | $2,507+31.3% |
| Participant deferral / active EE | $7,701 | $7,175+7.3% | $7,448+3.4% | $4,311+78.6% |
| Admin fee / account holder | $18 | $163-89.2% | $10,007-99.8% | $188-90.7% |