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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,938 | $175,259-41.3% | $149,723-31.2% | $139,487-26.2% |
| Participation rate | 82.4% | 83.4%-1.0pp | 78.8%+3.6pp | 80.3%+2.0pp |
| Annual return | 14.39% | 166.82%-152.4pp | 134.50%-120.1pp | 373.84%-359.5pp |
| Employer contribution / active EE | $0 | $5,478-100.0% | $4,821-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $3,542 | $6,522-45.7% | $5,682-37.7% | $6,713-47.2% |
| Admin fee / account holder | $26,571 | $16,158+64.4% | $13,215+101.1% | $11,407+132.9% |