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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,186 | $157,304-44.6% | $141,197-38.3% | $152,909-43.0% |
| Participation rate | 93.3% | 84.8%+8.5pp | 82.5%+10.9pp | 82.5%+10.9pp |
| Annual return | 22.39% | 64.34%-42.0pp | 71.41%-49.0pp | 345.46%-323.1pp |
| Employer contribution / active EE | $6,824 | $5,263+29.7% | $4,736+44.1% | $4,764+43.2% |
| Participant deferral / active EE | $4,325 | $7,111-39.2% | $6,710-35.5% | $5,851-26.1% |
| Admin fee / account holder | $847 | $12,126-93.0% | $10,265-91.7% | $11,601-92.7% |