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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,442 | $136,860-71.2% | $120,344-67.2% | $154,746-74.5% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 14.65% | 21.38%-6.7pp | 20.30%-5.7pp | 172.34%-157.7pp |
| Employer contribution / active EE | $1,877 | $3,533-46.9% | $3,020-37.9% | $4,379-57.1% |
| Participant deferral / active EE | $2,709 | $5,793-53.2% | $5,135-47.2% | $6,730-59.8% |
| Admin fee / account holder | $1,626 | $15,393-89.4% | $12,742-87.2% | $14,365-88.7% |