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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,442 | $124,425-68.3% | $112,040-64.8% | $137,256-71.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 14.65% | 24.72%-10.1pp | 24.52%-9.9pp | 220.34%-205.7pp |
| Employer contribution / active EE | $1,877 | $3,411-45.0% | $2,954-36.5% | $4,156-54.8% |
| Participant deferral / active EE | $2,709 | $5,718-52.6% | $5,098-46.9% | $6,407-57.7% |
| Admin fee / account holder | $1,626 | $15,207-89.3% | $12,098-86.6% | $12,270-86.7% |