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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,582 | $102,696+68.1% | $86,235+100.1% | $139,487+23.7% |
| Participation rate | 64.3% | 74.5%-10.2pp | 69.0%-4.7pp | 80.3%-16.1pp |
| Annual return | 16.36% | 1925.91%-1909.5pp | 1170.03%-1153.7pp | 373.84%-357.5pp |
| Employer contribution / active EE | $1,821 | $3,034-40.0% | $2,381-23.5% | $4,755-61.7% |
| Participant deferral / active EE | $4,524 | $4,679-3.3% | $3,987+13.5% | $6,713-32.6% |
| Admin fee / account holder | $12,695 | $8,667+46.5% | $6,856+85.2% | $11,407+11.3% |