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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,142 | $209,422-7.8% | $178,503+8.2% | $158,982+21.5% |
| Participation rate | 88.9% | 86.4%+2.5pp | 81.9%+7.0pp | 82.0%+6.9pp |
| Annual return | 28.50% | 188.81%-160.3pp | 151.12%-122.6pp | 302.99%-274.5pp |
| Employer contribution / active EE | $7,534 | $5,707+32.0% | $5,011+50.3% | $4,763+58.2% |
| Participant deferral / active EE | $3,783 | $5,955-36.5% | $5,202-27.3% | $5,983-36.8% |
| Admin fee / account holder | $839 | $17,079-95.1% | $13,987-94.0% | $11,252-92.5% |