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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,774 | $106,005-75.7% | $92,239-72.1% | $147,585-82.5% |
| Participation rate | 95.5% | 80.4%+15.0pp | 76.5%+19.0pp | 82.8%+12.6pp |
| Annual return | 6.55% | 50.05%-43.5pp | 176.29%-169.7pp | 578.58%-572.0pp |
| Employer contribution / active EE | $1,713 | $4,333-60.5% | $3,680-53.4% | $4,876-64.9% |
| Participant deferral / active EE | $2,342 | $4,478-47.7% | $3,897-39.9% | $5,439-56.9% |
| Admin fee / account holder | $2,599 | $6,333-59.0% | $5,194-50.0% | $10,886-76.1% |