Retirement plan

ATTORNEYS INSURANCE MUTUAL OF THE SOUTH,RRG 401(K) PLAN

Name: ATTORNEYS INSURANCE MUTUAL OF THE SOUTH, INC. - ATTORNEYS INSURANCE MUTUAL OF THE SOUTH,RRG 401(K) PLAN (2016) Form 5500
Creator: ATTORNEYS INSURANCE MUTUAL OF THE SOUTH, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ATTORNEYS INSURANCE MUTUAL OF THE SOUTH,RRG 401(K) PLAN, ATTORNEYS INSURANCE MUTUAL OF THE SOUTH, INC.

ATTORNEYS INSURANCE MUTUAL OF THE SOUTH, INC.EIN 63-0980826Plan #001PY 2016

200 INVERNESS PARKWAY - BIRMINGHAM, AL 35242205-980-0009attorneysinsurancemutual.comLinkedIn1-10 employeesinsurance

Prospect flagsLow returnsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$1.7M

+12.8% from 2015

Total participants

0.0% from 2015

Average account balance

$284,046

+12.8% from 2015

Annual return

2.58%

+5.84 pp from 2015

Benchmarks

See 30,342 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants<25

Cohort30,342 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$605K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$101K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$110K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.28%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$29781

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2J2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$5K

$857 / participant

Other / not subdivided$5K100.0%

% of EOY assets

0.302%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$284,046

$153,769+84.7%

$133,975+112.0%

$273,972+3.7%

Participation rate

100.0%

88.4%+11.6pp

87.1%+12.9pp

83.0%+17.0pp

Annual return

2.58%

36.51%-33.9pp

29.29%-26.7pp

41.46%-38.9pp

Employer contribution / active EE

$15,456

$6,029+156.4%

$5,211+196.6%

$4,869+217.5%

Participant deferral / active EE

$10,362

$6,958+48.9%

$6,282+65.0%

$5,287+96.0%

Admin fee / account holder

$857

$11,765-92.7%

$9,324-90.8%

$10,133-91.5%

ATTORNEYS INSURANCE MUTUAL OF THE SOUTH,RRG 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ATTORNEYS INSURANCE MUTUAL OF THE SOUTH,RRG 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion