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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,655 | $113,338-2.4% | $94,993+16.5% | $147,586-25.0% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.9%+26.1pp | 82.8%+17.2pp |
| Annual return | 12.28% | 20.80%-8.5pp | 27.14%-14.9pp | 578.59%-566.3pp |
| Employer contribution / active EE | $3,274 | $3,160+3.6% | $2,603+25.8% | $4,876-32.9% |
| Participant deferral / active EE | $5,002 | $3,777+32.4% | $3,317+50.8% | $5,439-8.0% |
| Admin fee / account holder | $3,034 | $6,063-50.0% | $4,960-38.8% | $10,886-72.1% |