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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,690 | $85,171+26.4% | $172,753-37.7% | $72,976+47.6% |
| Participation rate | 96.3% | 70.1%+26.2pp | 82.6%+13.7pp | 69.5%+26.8pp |
| Annual return | 22.30% | 27.32%-5.0pp | 803.00%-780.7pp | 81.02%-58.7pp |
| Employer contribution / active EE | $6,765 | $3,324+103.5% | $5,144+31.5% | $2,440+177.2% |
| Participant deferral / active EE | $3,582 | $3,260+9.9% | $5,198-31.1% | $3,608-0.7% |
| Admin fee / account holder | $6,856 | $5,880+16.6% | $13,956-50.9% | $5,124+33.8% |