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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,016 | $91,179+48.1% | $178,499-24.4% | $79,852+69.1% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 9.86% | 24.19%-14.3pp | 151.10%-141.2pp | 31.72%-21.9pp |
| Employer contribution / active EE | $3,346 | $3,256+2.8% | $5,011-33.2% | $2,471+35.4% |
| Participant deferral / active EE | $3,123 | $3,236-3.5% | $5,202-40.0% | $3,740-16.5% |
| Admin fee / account holder | $26,064 | $6,749+286.2% | $13,986+86.4% | $5,306+391.2% |