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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,942 | $79,961-12.5% | $98,462-29.0% | $75,177-7.0% |
| Participation rate | 68.6% | 70.4%-1.8pp | 75.2%-6.6pp | 67.2%+1.4pp |
| Annual return | 17.06% | 19.75%-2.7pp | 21.17%-4.1pp | 160.75%-143.7pp |
| Employer contribution / active EE | $1,638 | $2,264-27.6% | $3,049-46.3% | $2,671-38.7% |
| Participant deferral / active EE | $2,926 | $3,753-22.0% | $4,738-38.3% | $4,126-29.1% |
| Admin fee / account holder | $11,973 | $6,842+75.0% | $8,875+34.9% | $5,651+111.9% |