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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,901 | $180,462-62.9% | $154,111-56.6% | $135,379-50.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -4.42% | 888.17%-892.6pp | 735.18%-739.6pp | 519.79%-524.2pp |
| Employer contribution / active EE | $0 | $6,036-100.0% | $5,298-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,832 | $5,806-68.4% | $5,081-63.9% | $5,609-67.3% |
| Admin fee / account holder | $509 | $16,145-96.8% | $13,411-96.2% | $10,828-95.3% |