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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,513 | $47,848-9.1% | $81,473-46.6% | $70,126-38.0% |
| Participation rate | 82.8% | 58.3%+24.5pp | 68.0%+14.9pp | 69.5%+13.3pp |
| Annual return | -15.70% | 27.25%-42.9pp | 38.78%-54.5pp | 73.15%-88.8pp |
| Employer contribution / active EE | $1,335 | $1,527-12.6% | $2,568-48.0% | $2,343-43.0% |
| Participant deferral / active EE | $3,193 | $2,453+30.2% | $3,537-9.7% | $3,332-4.2% |
| Admin fee / account holder | $28,394 | $3,145+802.9% | $4,561+522.5% | $4,645+511.2% |