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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,876 | $131,835+54.6% | $108,582+87.8% | $273,972-25.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 10.57% | -91.57%+102.1pp | -51.70%+62.3pp | 41.46%-30.9pp |
| Employer contribution / active EE | $4,039 | $4,913-17.8% | $3,758+7.5% | $4,869-17.0% |
| Participant deferral / active EE | $8,127 | $5,127+58.5% | $4,311+88.5% | $5,287+53.7% |
| Admin fee / account holder | $3,326 | $10,253-67.6% | $7,645-56.5% | $10,133-67.2% |