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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,891 | $167,353-56.4% | $143,797-49.3% | $134,545-45.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -21.14% | 0.48%-21.6pp | -0.04%-21.1pp | 418.37%-439.5pp |
| Employer contribution / active EE | $8,173 | $5,620+45.4% | $4,952+65.0% | $4,742+72.4% |
| Participant deferral / active EE | $15,829 | $6,447+145.5% | $5,638+180.7% | $6,401+147.3% |
| Admin fee / account holder | $20,147 | $18,096+11.3% | $14,679+37.3% | $11,431+76.3% |