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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,868 | $84,236-44.4% | $170,435-72.5% | $70,126-33.2% |
| Participation rate | 37.3% | 70.8%-33.5pp | 83.6%-46.2pp | 69.5%-32.2pp |
| Annual return | 46.44% | 23.06%+23.4pp | 205.94%-159.5pp | 73.15%-26.7pp |
| Employer contribution / active EE | $1,131 | $3,387-66.6% | $5,432-79.2% | $2,343-51.7% |
| Participant deferral / active EE | $1,719 | $3,086-44.3% | $4,939-65.2% | $3,332-48.4% |
| Admin fee / account holder | $1,825 | $5,698-68.0% | $13,881-86.9% | $4,645-60.7% |