Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,865 | $64,719-36.9% | $112,249-63.6% | $68,486-40.3% |
| Participation rate | 31.3% | 67.2%-35.9pp | 75.1%-43.8pp | 67.9%-36.6pp |
| Annual return | -12.07% | -11.40%-0.7pp | 27.48%-39.5pp | -7.85%-4.2pp |
| Employer contribution / active EE | $599 | $2,747-78.2% | $3,636-83.5% | $2,597-77.0% |
| Participant deferral / active EE | $1,628 | $3,565-54.3% | $4,729-65.6% | $4,028-59.6% |
| Admin fee / account holder | $3,418 | $5,232-34.7% | $6,412-46.7% | $5,404-36.7% |