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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,290 | $175,259-26.8% | $149,723-14.3% | $139,487-8.0% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 12.88% | 166.82%-153.9pp | 134.50%-121.6pp | 373.84%-361.0pp |
| Employer contribution / active EE | $23,301 | $5,478+325.3% | $4,821+383.3% | $4,755+390.1% |
| Participant deferral / active EE | $17,780 | $6,522+172.6% | $5,682+212.9% | $6,713+164.9% |
| Admin fee / account holder | $84,688 | $16,158+424.1% | $13,215+540.9% | $11,407+642.4% |