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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,507 | $180,466-58.7% | $154,114-51.7% | $135,382-45.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.97% | 888.15%-894.1pp | 735.16%-741.1pp | 519.77%-525.7pp |
| Employer contribution / active EE | $5,911 | $6,035-2.1% | $5,298+11.6% | $4,779+23.7% |
| Participant deferral / active EE | $4,151 | $5,806-28.5% | $5,081-18.3% | $5,609-26.0% |
| Admin fee / account holder | $3,472 | $16,144-78.5% | $13,411-74.1% | $10,829-67.9% |