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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: INTEROCEAN CAPITAL GROUP LLC Service code 26 · EIN 85-2210783 | Advisory (Participants) | $54,246 |
PCS RETIREMENT, LLC1 year Filed as: PCS Service code 13 · EIN 82-2384824 | Contract Administrator | $19,648 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,134 | $91,439-10.2% | $135,974-39.6% | $71,511+14.9% |
| Participation rate | 72.2% | 75.7%-3.5pp | 81.9%-9.7pp | 67.9%+4.3pp |
| Annual return | 16.50% | 29.90%-13.4pp | 68.30%-51.8pp | 28.86%-12.4pp |
| Employer contribution / active EE | $1,218 | $3,705-67.1% | $4,859-74.9% | $2,589-53.0% |
| Participant deferral / active EE | $7,235 | $7,093+2.0% | $7,760-6.8% | $4,291+68.6% |
| Admin fee / account holder | $417 | $1,267-67.0% | $10,767-96.1% | $1,588-73.7% |