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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,472 | $73,978-75.0% | $96,515-80.9% | $75,173-75.4% |
| Participation rate | 45.0% | 66.4%-21.4pp | 74.3%-29.3pp | 67.2%-22.2pp |
| Annual return | 9.61% | 26.72%-17.1pp | 35.73%-26.1pp | 160.72%-151.1pp |
| Employer contribution / active EE | $1,504 | $2,931-48.7% | $3,740-59.8% | $2,671-43.7% |
| Participant deferral / active EE | $2,592 | $3,660-29.2% | $4,880-46.9% | $4,126-37.2% |
| Admin fee / account holder | $141 | $5,219-97.3% | $6,735-97.9% | $5,651-97.5% |