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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,519 | $124,346-55.4% | $111,308-50.1% | $167,536-66.9% |
| Participation rate | 85.0% | 79.6%+5.4pp | 77.3%+7.7pp | 82.1%+2.9pp |
| Annual return | 11.72% | 37.45%-25.7pp | 54.67%-43.0pp | 478.82%-467.1pp |
| Employer contribution / active EE | $1,839 | $3,437-46.5% | $2,732-32.7% | $4,839-62.0% |
| Participant deferral / active EE | $3,504 | $5,182-32.4% | $4,487-21.9% | $6,342-44.8% |
| Admin fee / account holder | $415 | $10,621-96.1% | $7,965-94.8% | $12,315-96.6% |