Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,283 | $56,894+48.1% | $84,753-0.6% | $62,881+34.0% |
| Participation rate | 59.4% | 68.5%-9.2pp | 76.6%-17.2pp | 69.3%-9.9pp |
| Annual return | 4.56% | 6.30%-1.7pp | 22.78%-18.2pp | 20.14%-15.6pp |
| Employer contribution / active EE | $0 | $2,400-100.0% | $3,574-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,203 | $2,709-18.7% | $3,712-40.6% | $3,203-31.2% |
| Admin fee / account holder | $520 | $3,581-85.5% | $5,333-90.2% | $4,296-87.9% |