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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,055 | $67,411-19.8% | $91,004-40.6% | $70,126-22.9% |
| Participation rate | 76.9% | 71.4%+5.6pp | 75.6%+1.3pp | 69.5%+7.4pp |
| Annual return | 16.53% | -40.16%+56.7pp | 4.60%+11.9pp | 73.15%-56.6pp |
| Employer contribution / active EE | $0 | $1,786-100.0% | $2,456-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,127 | $2,823-24.7% | $3,548-40.0% | $3,332-36.2% |
| Admin fee / account holder | $2,845 | $4,236-32.8% | $5,417-47.5% | $4,645-38.8% |