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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,358 | $175,259+176.9% | $149,723+224.2% | $139,487+248.0% |
| Participation rate | 81.0% | 83.4%-2.4pp | 78.8%+2.2pp | 80.3%+0.6pp |
| Annual return | 17.73% | 166.82%-149.1pp | 134.50%-116.8pp | 373.84%-356.1pp |
| Employer contribution / active EE | $7,415 | $5,478+35.3% | $4,821+53.8% | $4,755+55.9% |
| Participant deferral / active EE | $6,048 | $6,522-7.3% | $5,682+6.4% | $6,713-9.9% |
| Admin fee / account holder | $1,246 | $16,158-92.3% | $13,215-90.6% | $11,407-89.1% |