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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,313 | $96,558-22.0% | $80,977-7.0% | $273,972-72.5% |
| Participation rate | 80.0% | 79.1%+0.9pp | 75.8%+4.2pp | 83.0%-3.0pp |
| Annual return | 2.07% | 15.14%-13.1pp | 17.11%-15.0pp | 41.46%-39.4pp |
| Employer contribution / active EE | $696 | $4,869-85.7% | $3,715-81.3% | $4,869-85.7% |
| Participant deferral / active EE | $2,784 | $6,598-57.8% | $5,696-51.1% | $5,287-47.3% |
| Admin fee / account holder | $20,222 | $7,493+169.9% | $5,517+266.6% | $10,133+99.6% |