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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,057 | $95,415+155.8% | $185,851+31.3% | $85,851+184.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | -5.04% | 23.59%-28.6pp | 122.11%-127.1pp | 318.63%-323.7pp |
| Employer contribution / active EE | $571 | $3,314-82.8% | $5,168-89.0% | $2,565-77.8% |
| Participant deferral / active EE | $484 | $3,424-85.9% | $5,569-91.3% | $3,952-87.7% |
| Admin fee / account holder | $692 | $7,215-90.4% | $16,245-95.7% | $6,261-89.0% |