Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,704 | $73,863-5.6% | $143,797-51.5% | $68,490+1.8% |
| Participation rate | 25.7% | 66.7%-41.0pp | 80.3%-54.6pp | 67.9%-42.2pp |
| Annual return | -17.84% | 0.91%-18.8pp | -0.04%-17.8pp | -7.85%-10.0pp |
| Employer contribution / active EE | $737 | $3,185-76.9% | $4,952-85.1% | $2,597-71.6% |
| Participant deferral / active EE | $851 | $3,385-74.9% | $5,638-84.9% | $4,028-78.9% |
| Admin fee / account holder | $11,662 | $5,756+102.6% | $14,679-20.6% | $5,403+115.8% |