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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,946 | $76,550+409.4% | $123,894+214.7% | $62,881+520.1% |
| Participation rate | 98.3% | 73.0%+25.3pp | 81.4%+16.9pp | 69.3%+29.0pp |
| Annual return | 6.10% | 18.67%-12.6pp | 47.52%-41.4pp | 20.14%-14.0pp |
| Employer contribution / active EE | $13,127 | $2,882+355.4% | $4,617+184.3% | $2,281+475.5% |
| Participant deferral / active EE | $7,962 | $4,840+64.5% | $5,984+33.1% | $3,203+148.6% |
| Admin fee / account holder | $25,325 | $4,826+424.8% | $8,357+203.0% | $4,296+489.5% |