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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,185 | $102,385+359.2% | $147,080+219.7% | $80,935+480.9% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.7%+28.9pp |
| Annual return | 12.14% | 135.09%-123.0pp | 420.17%-408.0pp | 35.66%-23.5pp |
| Employer contribution / active EE | $12,209 | $3,717+228.5% | $4,933+147.5% | $2,757+342.9% |
| Participant deferral / active EE | $8,880 | $6,651+33.5% | $8,066+10.1% | $4,299+106.5% |
| Admin fee / account holder | $60,341 | $7,951+658.9% | $12,989+364.6% | $6,924+771.4% |