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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $470,185 | $102,429+359.0% | $147,096+219.6% | $80,925+481.0% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.7%+29.0pp |
| Annual return | 12.14% | 135.02%-122.9pp | 419.75%-407.6pp | 35.65%-23.5pp |
| Employer contribution / active EE | $12,209 | $3,716+228.6% | $4,936+147.4% | $2,756+343.0% |
| Participant deferral / active EE | $8,880 | $6,649+33.6% | $8,071+10.0% | $4,299+106.6% |
| Admin fee / account holder | $60,341 | $7,957+658.4% | $13,005+364.0% | $6,940+769.5% |