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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,124 | $61,356+134.9% | $149,696-3.7% | $71,511+101.5% |
| Participation rate | 75.2% | 62.5%+12.6pp | 78.8%-3.6pp | 67.9%+7.2pp |
| Annual return | 45.33% | 35.86%+9.5pp | 134.46%-89.1pp | 28.86%+16.5pp |
| Employer contribution / active EE | $5,252 | $2,382+120.5% | $4,821+8.9% | $2,589+102.8% |
| Participant deferral / active EE | $4,571 | $2,920+56.6% | $5,682-19.6% | $4,291+6.5% |
| Admin fee / account holder | $1,937 | $1,263+53.3% | $13,212-85.3% | $1,588+21.9% |