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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,360 | $144,130-69.2% | $117,860-62.4% | $147,585-69.9% |
| Participation rate | 87.5% | 83.4%+4.1pp | 79.7%+7.8pp | 82.8%+4.7pp |
| Annual return | 14.45% | 531.20%-516.8pp | 335.10%-320.7pp | 578.58%-564.1pp |
| Employer contribution / active EE | $920 | $4,897-81.2% | $3,786-75.7% | $4,876-81.1% |
| Participant deferral / active EE | $1,840 | $5,316-65.4% | $4,482-58.9% | $5,439-66.2% |
| Admin fee / account holder | $694 | $10,887-93.6% | $8,021-91.4% | $10,886-93.6% |